5 TOOLS · INDIA-FIRST · NO SIGNUP

Finance Tools

Free, accurate financial tools built India-first: accept UPI payments with a permanent QR code, and calculate GST (updated 2.0 slabs), loan EMIs, SIP growth, and FD maturity — with lakh/crore formatting and quarterly compounding where Indian banks actually use it.

UPI

UPI QR Code Generator

Accept payments via GPay/PhonePe/Paytm — free, permanent, no fees.

TAX

GST Calculator

Add or remove GST with 2.0 slabs (5/18/40%) and CGST/SGST split.

LOAN

EMI Calculator

Monthly instalment, total interest, and year-by-year balance.

INVEST

SIP Calculator

Monthly investment growth with the compounding split shown honestly.

DEPOSIT

FD Calculator

Maturity with quarterly compounding — the Indian bank standard.

Built the way Indian finance actually works

Generic global calculators get Indian details wrong: they compound FDs annually (banks compound quarterly), show pre-2025 GST slabs, and format ₹12,34,567 as 1,234,567. These tools use quarterly compounding, the GST 2.0 slab structure, lakh/crore number formatting, and a UPI QR built on the official NPCI upi://pay standard. Everything runs in your browser — amounts you type are never sent anywhere — and every result is a mathematical estimate, not financial advice.